Do you think the Indianapolis Colts are overated?

The Miami Dolphins and the Houston Texans should of beat them. The Miami Dolphins gave them the game. The San Diego Chargers are a carbon copy of the Colts. What do the Colts have that the San Diego Chargers don't have. Hell the Chargers have a better defense than Colts. The Colts have nothing but slow rookie receivers, than can't take big hits.